Bariatric Surgery – Insurance and Financing
We understand the physical, mental and financial commitment required to undergo bariatric surgery. We want to help you through each step of the process, including your healthcare insurance plan and financing.
What to Expect
After choosing a DMC physician, you are encouraged to request a written policy from your healthcare insurance provider regarding their policy on weight loss surgery. Most healthcare insurance companies recognize people who are morbidly obese are more likely to get serious health conditions like type 2 diabetes, high blood pressure, heart disease, high cholesterol and sleep apnea. As a result, many insurance providers are changing their policies to cover bariatric surgery.
Questions to ask your healthcare insurance provider:
- Does my plan cover weight loss surgery for morbid obesity?
- What types of weight loss surgery does my plan cover?
If your healthcare insurance plan requires prior authorization for a consultation or a procedure, you must have your primary care physician request the authorization. Once authorized, we will submit your file to the insurance specialists for review to make sure all the necessary requirements have been met before submitting the claim to your insurance company.
Even if your insurance company denies the initial claim, our bariatric coordinator will work with you through the appeal process. We have a very high success rate in winning appeals.
Self-Pay
If your insurance company denies the claim or does not cover bariatric surgical procedures, you can speak with one of our bariatric coordinators about self-pay bariatric surgery financing and cash packages. We believe nothing should stand in the way of you becoming Your New Self.
