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Salary (2012-2013)
PGY-1- $46,630    PGY-2- $48,029     PGY-3- $49,469

3 weeks per year

Educational Stipends
Set by the Graduate Medical Education office.  Equal to what other allopathic and osteopathic residents receive.

Health, Dental, and Optical Insurance 
Trainees have full health coverage for themselves and family with the additional optical and dental coverage 

Short Term Illness 
Trainees will receive payment during absence due to illness/injury for up to 180 days as follows: 1-90 days at 100%; 91-180 days at 75%. 

Long Term Disability 
A long-term disability plan underwritten by Provident Life & Accident Insurance Company is provided to all trainees on the DMC payroll. The plan provides 60% of salary to a maximum benefit of $2,000 per month. Long-term disability benefits are payable after 180 consecutive days of disability and are payable as long as the disability continues (maximum to age 65 benefit period). 

Maternity or Paternity Leave
Although not a separate leave category, female trainees are eligible for Short Term Illness payments if they are unable to work due to pregnancy. A male resident my use vacation or unpaid personal leave time. 

Life Insurance 
A $30,000 term life insurance policy and $30,000 accidental death and dismemberment coverage is available to you and is effective on your date of appointment. 

Tax Sheltered Annuity (TSA) Program 
This Program can help you reduce your current taxes and increase your retirement savings by saving pre-tax dollars. You have a choice of fixed annuity contracts, as well as variable annuity (mutual fund) investment options within an annuity contract(s).
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